Affordable Care Act

HHS Finalizes Rule That Aims to Fix the Affordable Care Act Family Glitch

by Kelsey Waddill

The US Department of Health and Human Services (HHS) announced that the Treasury Department has finalized a rule from the Biden administration that would seek to address the Affordable Care Act family...

HHS, CMS Bump Affordable Care Act Marketplace Navigator Funding

by Kelsey Waddill

The Biden administration announced a historic boost in funding for the Affordable Care Act marketplace Navigator program.  The US Department of Health and Human Services (HHS) and CMS have set...

Private Sector Outreach Did Not Make Up For Navigator Program Funding Cuts

by Kelsey Waddill

When federal funding for the Navigator program was reduced significantly, private companies did not make up for the lack of outreach, according to a study published in JAMA Network Open. “Many...

Payers Praise Inflation Reduction Act, Warn About Pharmaceutical Loopholes

by Kelsey Waddill

When the Senate passed the Inflation Reduction Act on August 4, 2022, payers and payer organizations met the proposed law with largely positive reactions, though some payer groups pointed out areas...

Aetna CVS Health Intends to Enter CA Individual Health Insurance Marketplace

by Kelsey Waddill

Aetna CVS Health announced that it plans to enter California’s individual health insurance marketplace. “With millions of Americans being uninsured or underinsured, our plans provide...

Uninsurance Rate Drops to Record Low of 8%, Pointing to ACA Enrollment Boom

by Kelsey Waddill

The national uninsurance rate has dropped to eight percent, a record-breaking low for the US, according to data from the Assistant Secretary for Planning and Evaluation’s Office of Health Policy...

Growth of ACA Maximum Out-of-Pocket Limits Exceeds Wage Increases

by Victoria Bailey

The maximum out-of-pocket limit in Affordable Care Act (ACA) marketplace plans is rising faster than enrollee wages and salaries, a Peterson-KFF Health System Tracker found. Researchers used data from...

ACA Preventive Care Coverage Requirement Boosts Access to Care

by Victoria Bailey

The preventive care coverage requirement under the Affordable Care Act (ACA) helped improve no-cost access to care, including cancer screenings, vaccines, and contraceptive care, according to an Urban...

Cementing ARPA Enhanced Subsidies May Boost Deficit, Lower Uninsurance

by Kelsey Waddill

Making the American Rescue Plan Act of 2021’s enhanced subsidies permanent would increase the federal deficit by over $247 billion over nearly a decade, according to a letter from the...

ACA Marketplace Premiums Projected to Increase by 10% in 2023

by Victoria Bailey

Affordable Care Act (ACA) marketplace premiums will increase by five to ten percent in 2023, with payers attributing premium growth to rising healthcare prices and utilization rates, according to...

ARPA Subsidy Expiration will Impact Reproductive Healthcare Access

by Victoria Bailey

Around 850,000 women could lose health insurance coverage and reproductive healthcare access in 2023 if policymakers do not extend the premium tax credits under the American Rescue Plan Act (ARPA),...

Medicare Advantage Plans Increase Profits by Dodging MLR Limitations

by Victoria Bailey

Parent companies that offer Medicare Advantage plans may generate substantial profits through operating related businesses that are not subject to medical loss ratio limitations, according to a report...

2% of ACA Marketplace In-Network Claims Denials Are for Medical Necessity

by Kelsey Waddill

Given the 18 percent denial rate for in-network claims in 2020, payers on the Affordable Care Act marketplace should offer more robust transparency around data reporting for in-network claims denials,...

Reducing Premiums Can Lead to Improved Insurance Coverage

by Mark Melchionna

The elimination of small premiums could lead to better coverage, lower costs, and more effective retainment of consumers, according to research from the USC-Brookings Schaeffer Initiative for Health...

ARPA Subsidy Expiration Could Drive 2023 Premium Rate Changes

by Victoria Bailey

The expiration of the American Rescue Plan Act (ARPA) premium subsidies and the return of Medicaid redeterminations will likely result in 2023 premium rate changes for individual and small group health...

Affordable Care Act Impacted Patient Experience, Not Utilization, Cost

by Kelsey Waddill

The implementation of the Affordable Care Act coincided with some improvements in patient experience and access to care for low-income enrollees, but did not significantly impact their care utilization...

Payers Expected to Issue $1B in Medical Loss Ratio Rebates in 2022

by Victoria Bailey

Payers will issue about $1 billion in medical loss ratio rebates across the individual market, small group market, and large group market in 2022, according to research from the Kaiser Family...

How States Can Improve, Increase Race and Ethnicity Data Collection

by Kelsey Waddill

Affordable Care Act marketplaces could play a crucial role in race and ethnicity data collection,  but may states are failing to collect such information, according to a blog post from...

Payer Health Equity Elusive for LGBTQ+, But Improvements Are Ahead

by Mark Melchionna

Members of the LGBTQ+ community reported varying experiences of discrimination in the health insurance industry but indicated that payer health equity may be improving, according to a survey from...

How ACA Insurer Participation May Perpetuate Care Disparities

by Kelsey Waddill

Insurer participation in the Affordable Care Act marketplace may contribute to a lack of health equity, at least in the early days of the Affordable Care Act individual marketplace, a study published...