Group Health Insurance Market

Individual Market COVID-19 Treatments May Cost Less Than Expected

by Kelsey Waddill

The individual health insurance market will experience the economic impact of coronavirus in three major ways, including potentially lower COVID-19 treatment costs, a Robert Wood Johnson Foundation...

An Overview of the FFCRA, CARES Act Coronavirus Testing Rules

by Kelsey Waddill

CMS has issued guidance for private health plans regarding coverage for coronavirus diagnostic testing and relevant products and procedures. For more coronavirus updates, visit our resource page,...

Supreme Court Will Not Expedite ACA Constitutionality Review

by Kelsey Waddill

The Supreme Court will not expedite a review of the Affordable Care Act’s (ACA’s) constitutionality. The Fifth Circuit Court of Appeals declared the individual mandate void in December...

UHC Medicare Plan Suspended for Failing to Meet Medical Loss Ratio

by Kelsey Waddill

In a letter released on September 11, CMS informed UnitedHealthcare that its Medicare contract H5322 through Care Improvement Plus failed to meet its medical loss ratio requirement for the third year...

Health-Contingent Wellness Programs Enter Individual Marketplace

by Kelsey Waddill

CMS will allow states to expand their wellness programs for the individual marketplace either through state-run or payer-designed programs, CMS announced. The goal of the demonstration is two-fold,...

Individual Insurance Market Vaults Rebates to Historic $1.3 Billion

by Kelsey Waddill

Healthcare payers will be paying back $1.3 billion in rebates to consumers, and the individual health insurance market played a significant role, a study by the Kaiser Family Foundation (KFF)...

Medicare Advantage Gives Insight into Single Payer Systems

by Kelsey Waddill

Medicare Advantage’s annual gross margins are about twice as high as individual or group plans, according to a recent Kaiser Family Foundation (KFF) study. The findings could shed light on the...

Executive Order to Aid Employee Access to Individual Health Plans

by Kyle Murphy, PhD

The Trump Administration issued an executive order that will allow employers to help employees pay for health insurance via health reimbursement arrangements. As part of individual coverage health...

Proposed Public Health Option in Connecticut Proves Divisive

by Kyle Murphy, PhD

A proposed bill to allow Connecticut small businesses and their employees to buy into the state’s public health plan has advanced favorably through the state legislature, but not without...

Early Health Insurance Premium Proposals Indicate Hikes for 2019

by Thomas Beaton

Significant increases to health insurance premiums are on the horizon for beneficiaries in multiple states as payers begin to share their 2019 rate plans.   A challenging regulatory landscape,...

How Payers Identify, Succeed in Health Plan Market Opportunities

by Thomas Beaton

Healthcare payers that wish to be known as innovators need to continually be on the lookout for emerging health plan market opportunities that offer strong profit potential. Payers need to monitor...

Rising Medical Costs Created Health Plan Enrollment Shifts in MN

by Thomas Beaton

The Minnesota of Council of Health Plans (MCHP) associated rising beneficiary medical costs in 2017 to irregular health plan enrollment shifts in both the private and public market. The Council said...

Aetna, Oscar Health Create Provider-Based Health Insurance Plans

by Jesse Migneault

Two new provider-based health insurance plans will be available in 2018, as Aetna and Oscar Health align with Sutter Health and the Cleveland Clinic, respectively, to offer new coverage options for...