Affordable Care Act

Prior Authorizations Discriminate Against HIV Patients in the South

by Kelsey Waddill

Qualified health plans on the Affordable Care Act marketplaces in the South are more likely to impose prior authorizations for HIV therapies, creating barriers to treatment for HIV patients, a study...

BCBS Companies Hold Almost 50% of Market Share on ACA Marketplaces

by Kelsey Waddill

The federal and state health insurance marketplaces are dominated by Blue Cross Blue Shield-affiliated companies and there has also been a dramatic shift in enrollment from national and regional payers...

Subsidizing COBRA Could Boost Enrollment, Cut Uninsurance

by Kelsey Waddill

As policymakers try to reduce uninsurance during the coronavirus pandemic, the Consolidated Omnibus Budget Reconciliation Act of 1985 (COBRA) has drawn attention for its role in providing coverage and...

COVID-19 Impacts on Risk Pool, Costs Stir Rate Setting Uncertainty

by Kelsey Waddill

The coronavirus pandemic impacts on the individual health insurance market risk pool and healthcare costs for 2021 are infusing uncertainty into the 2021 rate setting process, America’s Health...

Unemployment Impacts Eligibility in Medicaid Expansion States

by Kelsey Waddill

Workers in states that embraced Medicaid expansion would have a better chance of accessing healthcare coverage assistance if unemployment compensation were not included in the eligibility...

15 Payers File on WA Individual Health Insurance Marketplace

by Kelsey Waddill

Fifteen healthcare payers have filed plans for the 2021 Affordable Care Act (ACA) individual health insurance marketplace, the Office of the Insurance Commissioner for Washington State announced. For...

Rate Setting During COVID-19: Risk Corridors and Reinsurance

by Kelsey Waddill

Update 5/22/2020: This article has been updated to reflect that the one-sided risk corridor in the HEROES Act applies to individual and small group markets as well as self-insured and large group...

Special Enrollment Period Trends on State ACA Marketplaces

by Kelsey Waddill

State health insurance marketplaces are playing a pivotal role in helping the uninsured access healthcare coverage by opening special enrollment periods, Commonwealth Fund researchers found. By...

27M Americans Could Lose Their Employer-Sponsored Health Plans

by Kelsey Waddill

Between March 1 and May 2, 2020, around 27 million people became uninsured as a result of losing their jobs and employer-sponsored health plans, a recent Kaiser Family Foundation (KFF) report...

ACA Battle Continues, States and Feds File Supreme Court Briefs

by Kelsey Waddill

The coalition of Democrat states led by California and the House of Representatives filed their briefs in defense of the Affordable Care Act (ACA) just ahead of the May 6 deadline, while the coalition...

CO Public Option Bill Paused, Unemployment Rises Due To COVID-19

by Kelsey Waddill

The Colorado House of Representatives laid aside the public option proposal, the Colorado Health Care Option, in light of coronavirus. Three members of the Colorado House of Representatives wrote a...

Medicaid Expansion States May See Lower Uninsurance Amid COVID-19

by Kelsey Waddill

As national unemployment mounts closer to historic levels, Medicaid expansion states will fare the surging uninsurance far better than nonexpansion states, according to a recent report from the Urban...

14M Workers In Vulnerable Industries Are Medicaid, ACA Eligible

by Kelsey Waddill

Over 14 million workers in industries hit hard by coronavirus are eligible for Medicaid or subsidized healthcare insurance on the ACA marketplace if they become unemployed, regardless of whether they...

Payers Slated to Pay $2.7B in Medical Loss Ratio Rebates in 2020

by Jacqueline LaPointe

Private payers could issue a total of $2.7 billion in medical loss ratio rebates in 2020, more than double the previous year’s record high of $1.4 billion, according to estimates from the Kaiser...

Supreme Court Rules Federal Government Must Pay $12B to ACA Insurers

by Jessica Kent

In an 8-1 decision, the Supreme Court has ruled that the federal government must pay $12 billion to insurers enrolled in the Affordable Care Act’s risk corridor program. The risk corridor...

Health Plan Costs Keeping Unemployed from Coverage in COVID-19

by Kelsey Waddill

Update 4/21/2020: This article has been updated to reflect that an AHIP letter noted that some health plans have been choosing to extend premium payments. A previous version implied that this was a...

UT Suspends Work Requirements Due To COVID-19 Unemployment Rates

by Kelsey Waddill

The Utah Department of Health has announced that it is suspending the community engagement requirement for its Medicaid expansion members. The department stated that the unemployment rate resulting...

COVID-19 to Impact Employer-Sponsored Health Plans for 3.5M

by Kyle Murphy, PhD

New analysis paints a bleak picture for millions of workers covered by employer-sponsor health plans due to coronavirus-related layoffs. For more coronavirus updates, visit our resource page,...

States Seek CMS Approval For Medicaid, ACA Exchange Flexibility

by Kelsey Waddill

CMS has approved Florida’s Section 1135 waiver, allowing the state to avoid some of the administrative processes that may weigh down the escalating efforts against coronavirus. For more...

How the Affordable Care Act Impacted the Individual Market

by Emily Sokol, MPH

Reforming the Affordable Care Act (ACA) has had lasting impacts on the individual health insurance market. Intending to reshape a dysfunctional system, the ACA included incentives for insurers to...