Affordable Care Act

How the Affordable Care Act Impacted the Individual Market

by Emily Sokol, MPH

Reforming the Affordable Care Act (ACA) has had lasting impacts on the individual health insurance market. Intending to reshape a dysfunctional system, the ACA included incentives for insurers to...

Do Short-Term Limited Duration Plans Deserve Industry Skepticism?

by Kelsey Waddill

Short-term limited duration policies may provide lower premium rates, but when patients contract unexpected, high-cost health conditions, these plans may leave members exposed to higher out-of-pocket...

SCOTUS Will Review ACA Constitutionality, Decision Expected 2021

by Kelsey Waddill

Update 03/03/2020: This article has been updated to include a statement from America’s Health Insurance Plans (AHIP) on the Supreme Court’s decision to review the case. The Supreme...

CA Sees 41% New Enrollment Spike in State Health Insurance Market

by Kelsey Waddill

Covered California, California’s state health insurance market, saw an increase in enrollment since instituting the individual mandate statewide and offering state subsidies on top of the...

GAO Reveals Medicaid Eligibility Inaccuracies, Recoup Strategies

by Kelsey Waddill

The Government Accountability Office (GAO) has conducted the first review of state Medicaid eligibility determinations since the ACA’s implementation in 2014 and found that there were several...

Post-ACA Access to Care, Coverage Disparities Shifted in 2017

by Kelsey Waddill

From 2016 to 2017, the uninsured rate rose by 1.2 percent and the number of persons who avoided care due to cost rose by 1.0 percent, demonstrating a shift in healthcare trends that started with the...

ACA Leads to Insurance Gains, Affordable Access to Care Wanes

by Kelsey Waddill

The US has seen coverage gains over the past two decades, due in large part to the ACA. However, access to care has dropped nearly three percentage points in that same time frame because of high...

Supreme Court Will Not Expedite ACA Constitutionality Review

by Kelsey Waddill

The Supreme Court will not expedite a review of the Affordable Care Act’s (ACA’s) constitutionality. The Fifth Circuit Court of Appeals declared the individual mandate void in December...

Medicaid Expansion Means Better Postpartum Coverage, Utilization

by Kelsey Waddill

Medicaid expansion may influence postpartum coverage stability and outpatient utilization based on results from Colorado and Utah’s Medicaid programs, a recent Health Affairs study found. Using...

Tenth Circuit Court Upholds HHS Risk Adjustment Calculations

by Kelsey Waddill

The Tenth Circuit Court of Appeals determined that the rules HHS used to calculate 2014 through 2018 risk adjustments were neither arbitrary nor capricious. In order to help healthcare payers predict...

Despite Early Low Enrollment, Federal Exchange Enrollment Steady

by Kelsey Waddill

The 2020 federal exchange enrollment remained steady at around 8.4 million enrollees, CMS announced. However, CMS Administrator Seema Verma expressed dissatisfaction with enrollment. Her...

Individual Mandate Void, ACA Constitutionality Still In Question

by Kelsey Waddill

The Fifth Circuit Court found the individual mandate to be unconstitutional but sidestepped making a decision on the rest of the Affordable Care Act (ACA). “The law has been a focal point of our...

Employer-Sponsored Insurance Still Cost-Prohibitive for Workers

by Kelsey Waddill

Even the promise of employer-sponsored insurance could not increase healthcare coverage for individuals facing increasingly high premiums, according to a Kaiser Family Foundation study. The...

Silver-Loading Means 28% Uninsured Can Get $0 Premium Bronze Plan

by Kelsey Waddill

Twenty-eight percent of the uninsured population could have enough premium tax credits to obtain zero-premium bronze-level health plans in 2020 due to silver-loading, a Kaiser Family Foundation (KFF)...

Enrollment and PCP Density Influence Rural Public Payer Premiums

by Kelsey Waddill

Enrollment and primary care provider density may have more impact on rural healthcare premiums than market concentration, a recent study published in the December issue of Health Affairs...

Senators Oppose CMS Promoting Short Term, Limited Duration Plans

by Kelsey Waddill

Twenty-three senators are concerned about the administration's promotion of short term, limited duration plans that may not meet the ACA’s coverage and pre-existing condition protection...

Experts Clash Over Medicaid Expansion Eligibility Classification

by Kelsey Waddill

A recent study by George Mason University’s Mercatus Center found that there is a strong population of Medicaid enrollees who receive Medicaid support even though they are above the income...

Congress: HealthCare.gov Technical Problems May Impact Enrollment

by Kelsey Waddill

Democrats from both the House of Representatives and the Senate sent a letter to HHS Secretary Alex Azar and CMS Administrator Seema about reported technical problems that may have prevented 100,000...

Florida Blue, Lyft Partner to Boost Access to Care for ACA Members

by Samantha McGrail

Florida Blue has partnered with ridesharing service Lyft to offer rides to members as part of the benefits package of Affordable Care Act (ACA) individual plans beginning in early 2020, according to a...

Reinsurance Programs Reduce Individual Market Premiums by 16.9%

by Samantha McGrail

Reinsurance programs reduced premiums by 16.9 percent, on average, in the first year of program enactment relative to estimated premiums without reinsurance, according to a continuing Avalere analysis....