Employer Sponsored Health Plans

COVID-19 to Impact Employer-Sponsored Health Plans for 3.5M

by Kyle Murphy, PhD

New analysis paints a bleak picture for millions of workers covered by employer-sponsor health plans due to coronavirus-related layoffs. For more coronavirus updates, visit our resource page,...

COVID-19 Recession to Increase Uninsurance Rates, Test Medicaid

by Kyle Murphy, PhD

As the economic impact of the coronavirus pandemic continues to worsen, uninsurance rates will increase rapidly and place unprecedented strain on Medicaid programs and the ability of uninsured...

COVID-19 Projected to Drive Increased Costs for Consumers, Employers

by Kyle Murphy, PhD

A new report warns of rising premiums and out-of-pocket expenses for beneficiaries resulting from healthcare spending to combat the COVID-19 pandemic. Covered California, the state’s health...

Cigna, Humana Eliminate Coronavirus Treatment Out-Of-Pocket Costs

by Kelsey Waddill

Cigna and Humana have announced they are waiving all cost-sharing for coronavirus-related treatment to reduce or entirely eliminate out-of-pocket costs. For more coronavirus updates, visit...

Coronavirus Out-of-Pocket Healthcare Spending May Exceed $1,300

by Kelsey Waddill

Since the beginning of the pandemic, healthcare stakeholders have guessed that overall and out-of-pocket healthcare spending for coronavirus treatment will be high. But now researchers from the...

Cigna and Houston Methodist Announce Contract After UHC’s Ended

by Kelsey Waddill

Cigna and Houston Methodist announced a long-term agreement to cover patients and employees at the hospital. “This new agreement is great news for all of the people we serve – the Houston...

Health Payer Segments to Stay Profitable, Face Tighter Margins

by Kelsey Waddill

The Best’s Market Segment Report, a global insurance credit rating agency, publisher, and data analytics provider, has projected tighter margins but an overall stable outlook for 2020 for most...

Outpatient Costs Push Spending in Employer-Sponsored Health Plans

by Kelsey Waddill

Employer-sponsored health plans spent $5,892 per plan member in 2018, most of which went towards emergency department visits and other outpatient services, according to a report produced by the Health...

Challenges and Solutions of Medicaid Beneficiary Communication

by Kelsey Waddill

Handling Medicaid beneficiary communication can be a complex undertaking, more challenging than what payers face with most employer sponsored health plan members. But new insight from Adaptation...

Cigna, Oscar Health Form New Brand for Small Business Plans

by Kelsey Waddill

Cigna and Oscar Health will be partnering to provide a health plan designed for small businesses that struggle to afford healthcare coverage for their employees, the companies announced. "Small...

Using Individualism and Company Culture to Boost Employee Health

by Kelsey Waddill

PricewaterhouseCoopers’ (PwC’s) Well-Being Learning Project highlights how employee health is the result of a symbiotic relationship between employees and their company in which...

What is Employer Activism, How Will Payers React to it in 2020?

by Kelsey Waddill

Born under the pressure of skyrocketing healthcare spending, employer activism enables employers to take control of their companies’ healthcare spending, in a way that could both strengthen and...

Employer-Sponsored Insurance Still Cost-Prohibitive for Workers

by Kelsey Waddill

Even the promise of employer-sponsored insurance could not increase healthcare coverage for individuals facing increasingly high premiums, according to a Kaiser Family Foundation study. The...

Employers Seek the Best Healthcare Benefits, Prefer HMOs and PPOs

by Kelsey Waddill

As more employers seek to offer the best healthcare benefits to their employees, they are focusing on quality and a diverse set of plans, which tends to lead them toward HMOs and PPOs according to a...

Rising Premiums, Deductibles Boost Urgency of Healthcare Reform

by Kelsey Waddill

The average annual growth in premium and deductible costs for workers outpaced their median income growth from 2008 to 2018, a Commonwealth Fund study discovered. “Over the last decade, employer...

How Iowa Farmer Bureau Designed Less Costly Association Health Plans

by Kelsey Waddill

The Iowa Farm Bureau Federation’s Farm Bureau Health Plan was designed to help unsubsidized Iowans afford a health plan and represents the controversy surrounding association health...

Healthcare Coverage Informs Job Decisions For 50% of Americans

by Kelsey Waddill

The fear of having no healthcare coverage drives Americans’ decisions regarding employment, according to a recent study by the TransAmerica Center for Health Studies. The study surveyed 3,760...

Employers Coalition Takes Up Drug Price Transparency, Price Caps

by Kelsey Waddill

When it comes to lowering skyrocketing drug prices, employers are making their voices heard on drug price transparency, drug price increase caps, and other price reducing strategies through the...

How Employers Can Raise Financial Wellness and Health Literacy

by Kelsey Waddill

Twice as many employers are offering workplace financial wellness programs in 2019 than in 2018, yet financial and health literacy still leave something to be desired, revealed a Bank of America...

Payers May Shrink Provider Networks to Lower Healthcare Spending

by Kelsey Waddill

Employers are looking for broader provider networks, but healthcare payers who want to decrease the high cost-sharing must look for less expensive and fewer providers, a recent study by Kaiser Family...