Employer Sponsored Health Plans

Large Employers Focused on Quality and Variety for Open Enrollment

by Kelsey Waddill

Large employers are focused on quality improvement and expanding employees’ health benefit options this open enrollment season, a survey from the National Business Group on Health...

AHIP Backs Four Options for Long Term Care Reform

by Kelsey Waddill

America’s Health Insurance Plans (AHIP) published its letter to the Federal Interagency Task Force on Long-Term Care Insurance (Task Force) agreeing with their decision to address long-term care...

Uninsurance Rate Rises as More Attain Employer-Sponsored Coverage

by Kelsey Waddill

Between 2016 to 2017, 700,000 more individuals became uninsured, a recent study by the Robert Wood Johnson (RWJ) Foundation found. This rise in uninsurance comes at a time when the economy is thriving,...

Off-Exchange Individual Health Plans Have Highest Disenrollment

by Kelsey Waddill

The individual health insurance market decreased another five percent in the beginning of 2019 following the individual mandate repeal, the Kaiser Family Foundation (KFF) reported. After the enactment...

Employers Focus on High-Cost Claims, Drug Spending into 2020

by Kelsey Waddill

Thirty-nine percent of employers will be focusing more strategically on high-cost claims by 2020, according to a study by the National Business Group on Health (NBGH). The NBGH study drew responses...

Expanding Medicare Supplemental Benefits to Benefit Seniors

by Kelsey Waddill

Expanding supplement benefits within the Medicare program could help underinsured seniors who see gaps in care now that they lack employer-sponsored plans, the Commonwealth Fund...

Why Payers Should Care About the Cadillac Tax Repeal

by Kelsey Waddill

The House of Representatives recently voted 419-6 to repeal the Cadillac tax, which would impact the payers and plans employers choose if the law is formally repealed. Under the authority of the...

Employers Should Offer More Financial Health Support, Study Shows

by Kelsey Waddill

Nearly one in three employees want their employers to provide increased financial health support, and more demand additional mental health support, said a report by the National Business Group on...

Texas v. Azar Will Tackle 3 Subjects on Affordable Care Act

by Kelsey Waddill

On July 9, the Fifth Circuit Court of Appeals will hold hearings on the constitutionality of the individual mandate in Texas v. Azar, the Kaiser Family Foundation (KFF) reports. The hearing on Tuesday...

UnitedHealthcare Launches Hearing Healthcare Program

by Kelsey Waddill

UnitedHealthcare (UHC) is launching a hearing healthcare program to combat hearing loss and improve access to quality, affordable hearing aids. The program, titled UnitedHealthcare Hearing, is...

Driven by Prices, Medical Cost Trend Increases 6%

by Kelsey Waddill

PwC’s Health Research Institute (HRI) predicted a six percent increase in medical cost trend in 2020, with a five percent net growth rate after adjusting for increased employee cost sharing or...

Experts Debate Impact of HRAs on Individual Health Plan Market

by Kelsey Waddill

The finalized rule on health reimbursement arrangements (HRAs) contains two major changes compared to its earlier version. Employers will be permitted to provide HRAs that are integrated with...

Executive Order to Aid Employee Access to Individual Health Plans

by Kyle Murphy, PhD

The Trump Administration issued an executive order that will allow employers to help employees pay for health insurance via health reimbursement arrangements. As part of individual coverage health...

CHIP and Medicaid Enrollment Down 2.2% Among Children in 2018

by Kelsey Waddill

CHIP and Medicaid enrollment among children decreased by 2.2 percent by the end of 2018, raising serious concerns about the rate of uninsured children, revealed a new study conducted by Georgetown...

How Does the Health Payer, Insurance Industry Support the Economy?

by Sara Heath

The healthcare payer and insurance industry are key drivers of state economies across the country, not only by expanding access to care and payer coverage, but by creating jobs for millions of...

Financial Rewards Tied to Wellness Program, Beneficiary Engagement

by Sara Heath

Integrating financial rewards and social activities into wellness programs will make them more attractive to participants, ultimately improving beneficiary engagement, according to a recent survey from...

Cigna, Other Payers Stop Public Health Option in Connecticut

by Kyle Murphy, PhD

Connecticut State Comptroller Kevin Lembo confirmed midweek that proposed legislation to establish a public option in the state is dead following resistance from major payers. One payer, in...

Prescription Drug Spending Varies by Private, Public Payers

by Sara Heath

Total prescription drug spending reached $333 billion in 2017, but the way that lump sum was divided among Medicare, Medicaid, and employer-sponsored health plans may reveal differences between the...

Workers Face High Premiums for Employer-Sponsored Health Plans

by Sara Heath

Workers enrolled in employer-sponsored health plans are paying an extraordinary amount for their health insurance, specifically through relatively high premiums and out-of-pocket costs, according to a...

Proposed Public Health Option in Connecticut Proves Divisive

by Kyle Murphy, PhD

A proposed bill to allow Connecticut small businesses and their employees to buy into the state’s public health plan has advanced favorably through the state legislature, but not without...