Employer Sponsored Health Plans

Employer-Sponsored Health Plans Face High Costs for SUD Treatment

by Kelsey Waddill

Employer-sponsored health plans paid $35.3 billion to cover substance use disorder treatments in 2018, a recent study published by JAMA Network Open found. The researchers used Merative MarketScan...

Decreased Uninsurance Rate in 2021 Driven by Public Coverage Gains

by Victoria Bailey

Around 8 million people gained health insurance coverage during the second year of the COVID-19 pandemic, primarily due to increased access to public coverage, a Health Affairs study found. Temporary...

Deductibles, Copayments, OOP Max Trends Indicate Cost-Sharing Growth

by Kelsey Waddill

From 2013 to 2020, cost-sharing trends shifted: deductibles grew, copayments increased for certain services and depending on union employment, and out-of-pocket healthcare spending maximums rose,...

Going Beyond Benefits: How Employers Can Assess, Create Wellness Culture

by Kelsey Waddill

In the wake of the coronavirus pandemic, many employers expanded their mental health benefits to improve employee wellness. However, research has indicated that more mental health benefits do not necessarily equate to a robust...

Women with Employer Sponsored Health Insurance Face Affordability Issues

by Victoria Bailey

Among people with employer-sponsored health insurance, women were more likely to report being unable to afford healthcare than men, according to a study published in JAMA. In addition to facing unique...

Top Predictions for Health Insurers, Employers in the New Year

by Kelsey Waddill

Health insurers and employers face a challenging landscape in 2023, but these obstacles are accompanied by opportunities for growth, according to experts’ top predictions. Three years after the first wave of the coronavirus pandemic...

How Employers Can Achieve a Fair Price in Hospital Negotiations

by Kelsey Waddill

Across the nation, Americans are feeling the pressure of escalating prices in nearly every area of life, from the grocery store to the clothing store to the gas pump. The hospital room is no exception. Hospital costs represent a...

Status of Women’s Health Across Insurance Types in 2022

by Kelsey Waddill

Women’s health varied by health insurance coverage, with uninsured women experiencing some disparities in preventive care and insured women reporting unwelcome surprises about the limits of their...

93% of Employees Satisfied with Employer Sponsored Health Insurance

by Victoria Bailey

The majority of Americans are satisfied with their employer-sponsored health insurance and cited it as the most important benefit an employer can offer, according to a poll conducted by Seven Letter...

Health Insurance Price Growth Rises to 20%, Outpacing Other Medical Care

by Kelsey Waddill

Health insurance prices rose faster than other medical care categories’ prices but broke from normal patterns by failing to outpace the overall price increases on all goods and services, a brief...

Health Insurance Is Expensive, But Americans Intend to Keep Their Plans in 2023

by Kelsey Waddill

Even though many Americans are concerned about health insurance costs, most plan to remain in their current health plan for 2023, according to a survey by ValuePenguin. Qualtrics sent out the online...

Early 2023 Affordable Care Act Marketplace Enrollment Exceeds 2022 Trends

by Kelsey Waddill

Since enrollment season began on November 1, the number of signups on the Affordable Care Act marketplace for the 2023 plan year has significantly outpaced the enrollment levels from the same timeframe...

Top 5 States with the Highest Levels of Healthcare Spending

by Kelsey Waddill

In the top five states with the highest healthcare costs, residents may struggle to cover children’s medical bills, face burdensome premiums, or forego care due to high out-of-pocket healthcare...

ERIC: Allow Employer Sponsored Health Plans to Electronically Deliver AEOB

by Kelsey Waddill

The ERISA Industry Committee (ERIC), a nonprofit that represents the largest employers who are sponsors of employer sponsored health plans, responded to the request for information on the advanced...

50% of Coronavirus Hospitalizations Covered by ESI Cost Over $25K

by Kelsey Waddill

While employer-sponsored health plans’ total costs for coronavirus hospitalizations could range from $10,000 to over $38,000 in 2020, employee costs remained fairly consistent, a Peterson-Kaiser...

Employers Juggle High Healthcare Spending, Hiring Challenges in 2022

by Kelsey Waddill

Employers are looking for answers as they face an ever-steeper healthcare spending trajectory and hiring challenges in the post-pandemic environment, according to a survey from the National Alliance of...

2022 Employee Contributions Trends in Employer Sponsored Health Plans

by Kelsey Waddill

Annual family 2022 premiums will average $22,463, with employees in employer sponsored health plans contributing on average $6,106, the annual Kaiser Family Foundation (KFF) Employer Health Benefits...

Blue Cross Blue Shield Expands Benefits for Federal Employees

by Kelsey Waddill

Members of Blue Cross Blue Shield’s Federal Employees Health Benefits (FEHB) Program and Federal Employees Dental and Vision Insurance Program (FEDVIP) will have lower premiums for dental and...

Employer Sponsored Health Plan Enrollment Dropped 5% During Pandemic

by Victoria Bailey

Employer-sponsored health plan enrollment decreased by 5 percent during the COVID-19 pandemic, with the steepest declines among women and individuals working for small employers, according to a study...

Businesses Struggle to Meet Employer Sponsored Health Plan Expectations

by Victoria Bailey

As businesses struggle to cover the costs of employer-sponsored health plans, employees want better options and more control over their coverage choices, according to an eHealth survey. eHealth...