Out-of-Pocket Healthcare Spending

Top 10 Payers’ Strategies for Broadening Access to COVID-19 Care

by Kelsey Waddill

Update 4/7/2020: This article has been updated to reflect Health Net is a subsidiary of Centene and that Centene has acquired WellCare. In light of the coronavirus outbreak, payers across America...

COVID-19 Projected to Drive Increased Costs for Consumers, Employers

by Kyle Murphy, PhD

A new report warns of rising premiums and out-of-pocket expenses for beneficiaries resulting from healthcare spending to combat the COVID-19 pandemic. Covered California, the state’s health...

Cigna, Humana Eliminate Coronavirus Treatment Out-Of-Pocket Costs

by Kelsey Waddill

Cigna and Humana have announced they are waiving all cost-sharing for coronavirus-related treatment to reduce or entirely eliminate out-of-pocket costs. For more coronavirus updates, visit...

Coronavirus Out-of-Pocket Healthcare Spending May Exceed $1,300

by Kelsey Waddill

Since the beginning of the pandemic, healthcare stakeholders have guessed that overall and out-of-pocket healthcare spending for coronavirus treatment will be high. But now researchers from the...

What The Families First Coronavirus Response Act Means for Payers

by Kelsey Waddill

The Families First Coronavirus Response Act, the second relief package for the coronavirus pandemic, passed on March 18 with an overwhelming majority in the House and Senate. The act extends...

52% of Members Surveyed Saw No Member Engagement on Coronavirus

by Kelsey Waddill

Communication is key to fighting coronavirus yet some members found payer member engagement lacking in the early weeks of the pandemic, a recent eHealth survey underscored. For more coronavirus...

Fiscal, Health Challenges That Coronavirus Poses To The Uninsured

by Kelsey Waddill

While for many in the US the novel strain of coronavirus sweeping the nation seems to pose little threat and some question the need for stringent mitigation measures, researchers from the Kaiser Family...

Will MA Beneficiaries See Lower Healthcare Spending for COVID-19?

by Kelsey Waddill

Despite having generally the same level of disability as Medicare beneficiaries in a traditional fee-for-service model, Medicare Advantage beneficiaries have lower spending and lower cost burden, a...

How Are Payers Covering COVID-19 Testing for High-Risk Patients?

by Kelsey Waddill

Updated 03/13/2020: This article has been updated to include information from a CMS FAQ regarding essential health benefit coverage. Updated 3/27/2020: Since this article was originally published...

Do Short-Term Limited Duration Plans Deserve Industry Skepticism?

by Kelsey Waddill

Short-term limited duration policies may provide lower premium rates, but when patients contract unexpected, high-cost health conditions, these plans may leave members exposed to higher out-of-pocket...

Outpatient Costs Push Spending in Employer-Sponsored Health Plans

by Kelsey Waddill

Employer-sponsored health plans spent $5,892 per plan member in 2018, most of which went towards emergency department visits and other outpatient services, according to a report produced by the Health...

Out-of-Pocket Costs, Surprise Billing Loom as UHC, MEDNAX Split

by Kelsey Waddill

Surprise billing occurrences can become more likely when providers and payers are locked in a contract dispute, like UnitedHealthcare’s (UHC’s) dispute with MEDNAX that is set to end...

Out-of-Pocket Costs for Supplemental Coverage a Problem for MA

by Samantha McGrail

More Medicare beneficiaries are accessing dental, vision, and hearing coverage through Medicare Advantage, but their plans are not getting adequate financial protections from out-of-pocket costs for...

Bill on Surprise Medical Billing Moves Forward to Full House Vote

by Kelsey Waddill

A bipartisan vote in the House Committee on Education and Labor advanced the Ban Surprise Billing Act on February 11, which aims to reduce surprise billing and increase healthcare transparency. The...

AHIP: HHS Proposed Price Transparency Rule Not Actionable, Secure

by Kelsey Waddill

The HHS Transparency in Coverage proposed rule is not an actionable or secure method to achieving price transparency, nor is it an authorized exercise of HHS authority, AHIP argues in its comments on...

BCBS Tackles Outpatient Generic Medication Spending, Access

by Kelsey Waddill

Eighteen Blue Cross Blue Shield Association companies will be forming a subsidiary to handle high outpatient generic medication spending and combat drug shortages, announced Blue Cross Blue Shield...

Medicare Advantage Costs 40% Less than Fee-For-Service Medicare

by Kelsey Waddill

Medicare Advantage has a significant cost reduction value over traditional, fee-for-service Medicare, a recent report from UnitedHealth Group (UHG) found. “Medicare Advantage (MA) plans cover...

Medicaid Expansion Means Better Postpartum Coverage, Utilization

by Kelsey Waddill

Medicaid expansion may influence postpartum coverage stability and outpatient utilization based on results from Colorado and Utah’s Medicaid programs, a recent Health Affairs study found. Using...

Cost of Cancer Care Reaches Nearly $150B Nationally

by Samantha McGrail

Price tags of life-saving treatments are continuing to increase, with nearly $150 billion being spent nationally per year for cancer care, four times more than treatment for other common health...

VHA Sees Better Medication Adherence Despite High Drug Costs

by Kelsey Waddill

The drug pricing and coverage plan at Veterans Health Administration (VHA) is poised to improve medication adherence, with the payer boasting a 5.9 percentage point lower rate of cost-related...