Out-of-Pocket Healthcare Spending

High-Deductible Health Plans Spur Maternity Out-of-Pocket Spending

by Kelsey Waddill

The rise in high-deductible health plans due to the ACA’s lack of cost-sharing restrictions in some areas may be leading to high maternity out-of-pocket spending, researchers have...

ME Payers Cover Hearing Aids, Self-Insured Companies Exempt

by Kelsey Waddill

Maine law now requires payers to provide hearing aid coverage, but leaves self-insured companies exempt from covering them. Representative Jim Handy (D-ME) has noted both social and professional...

Opposite Opinions on Cost of Care End Payer-Provider Contracts

by Kelsey Waddill

Two major payers were unable to seal their deals by the first day of the new year due to conflict over the appropriate cost of care. UnitedHealthcare and Houston Methodist have ended their...

In 2020 Consumerism Will Steer Payer Decisions in Deals, Spending

by Kelsey Waddill

Consumerism in healthcare will steer many payer decisions in 2020, perhaps more obviously than in the past. “There are a lot of pressures out there in 2020. It’s the time to step up and...

Healthcare Expectations vs Experience: Americans Want Healthcare Reform

by Samantha McGrail

The clash between healthcare expectations and the reality of the health system leads Americans wanting healthcare reform. This presents a roadblock when the political system is resistant to change the...

Silver-Loading Means 28% Uninsured Can Get $0 Premium Bronze Plan

by Kelsey Waddill

Twenty-eight percent of the uninsured population could have enough premium tax credits to obtain zero-premium bronze-level health plans in 2020 due to silver-loading, a Kaiser Family Foundation (KFF)...

Senators Oppose CMS Promoting Short Term, Limited Duration Plans

by Kelsey Waddill

Twenty-three senators are concerned about the administration's promotion of short term, limited duration plans that may not meet the ACA’s coverage and pre-existing condition protection...

UHC, Walgreens To Lower Medicare Costs Through Service Centers

by Kelsey Waddill

UnitedHealthcare (UHC) has announced a partnership with Walgreens and AARP that will open service centers for Medicare members in the store and provide added benefits to UHC’s Medicare Advantage...

Rising Premiums, Deductibles Boost Urgency of Healthcare Reform

by Kelsey Waddill

The average annual growth in premium and deductible costs for workers outpaced their median income growth from 2008 to 2018, a Commonwealth Fund study discovered. “Over the last decade, employer...

Out-of-Pocket Costs Higher for Behavioral Health for Many Americans

by Samantha McGrail

Insured Americans are spending more out-of-pocket costs on behavioral health services, such as treatment for substance abuse, than on conditions like diabetes and heart failure, according to a study...

Medicare Premiums, Deductibles for Parts A, B to Increase in 2020

by Samantha McGrail

The Medicare premium for premium will rise nearly seven percent in 2020, from $135.50 in 2019 to $144.60 next year, while the premium for Part A will rise almost five percent from $437.00 to $458.00 a...

53% of Seriously Ill Medicare Beneficiaries Face Financial Distress

by Samantha McGrail

Medicare coverage gaps may cause considerable financial distress for the most seriously ill patients, with 53 percent of seriously ill Medicare beneficiaries admitting they struggle to pay for care,...

Medicare Advantage Plans Expanding Supplemental Benefits in 2020

by Samantha McGrail

Recent guidance released by CMS is enabling the expansion of supplemental benefits in Medicare Advantage plans for contract year 2020, including adult day care services, according to a new study. The...

High-Deductible Health Plans Are a Big Hit to Medication Adherence

by Samantha McGrail

Patients with diabetes enrolled on a high-deductible health plan have a hard time paying for their brand-name medications, having a negative impact on medication adherence, according to new data...

UnitedHealthcare Combats Opioid Crisis with Non-Opioid Benefits

by Kelsey Waddill

UnitedHealthcare (UHC) is combatting the opioid epidemic and high healthcare costs with new physical therapy and chiropractic care benefits to prevent, delay, or in some cases substitute for invasive...

3 Strategies for Payers to Improve Member Medication Adherence

by Kelsey Waddill

Ensuring members’ medication adherence is a step toward decreasing payers’ overall costs and improving patient outcomes. But medication adherence is highly personal territory that can be...

Increased Access to First Generic Drugs May Save $4B Annually

by Kelsey Waddill

Consumers have access to less than half of the first generic drugs approved in the past three years and improving access would save seniors over $4 billion per year, the Association for Accessible...

Five Policies to Ensure Medicare Enrollees’ Access to Dental Care

by Kelsey Waddill

To resolve the lack of dental health plan coverage available for Medicare enrollees, the Kaiser Family Foundation (KFF) outlined five ways to improve seniors’ dental health plan...

Hospital-Administered Medication Boosts Healthcare Spending

by Kelsey Waddill

Specialty drugs, which often receive the brunt of healthcare spending deprecation, may be able to decrease healthcare spending by $4 billion per year if administered at the right locations, a...

Cigna Uses Industry Consolidation to Increase Access to Gene Therapy

by Kelsey Waddill

With its newly consolidated company, Cigna and Express Scripts are diving into the costly field of gene therapy and intend to increase members’ access through their new program, Embarc Benefit...