Out-of-Pocket Healthcare Spending

COVID-19 Out-of-Pocket Spending Lower with Cost-Sharing Waivers

by Victoria Bailey

Cost-sharing waivers for COVID-19 hospitalizations have the potential to significantly reduce out-of-pocket healthcare spending, as long as they are comprehensive and cover all hospital-related...

Financially Burdened Seniors Struggle to Cover Healthcare Costs

by Victoria Bailey

Healthcare costs continue to be a barrier for seniors, with over one in four older Americans facing high out-of-pocket costs and lacking emergency funds to pay for healthcare services, according to a...

51% of Employees Satisfied with Employer-Sponsored Health Benefits

by Victoria Bailey

More than half of employees are satisfied with their current employer-sponsored health benefits, though many faced difficulties due to the rise of healthcare costs, according to the Employee Benefit...

4 Employer Health Benefit Strategies That Lower Healthcare Costs

by Kelsey Waddill

As employers seek to lower costs, a few key employer health benefit strategies are showing positive results. Healthcare costs are on an unsustainable trajectory, according to employer respondents in a...

How Employers Can Control Costs with Episode-Based Benefit Plans

by Kelsey Waddill

As employers strive to help members lower costs, they can leverage episode-based benefit plans to guide their employees toward value-based care decision-making, according to a report from Manatt...

Expanding Covered Medicare Benefits May Lower Out-of-Pocket Costs

by Victoria Bailey

Policymakers are looking to include dental, hearing, and vision benefits to Medicare as a part of the budget reconciliation bill, which could benefit many Medicare beneficiaries who go without this...

Proposed Policy Would Boost Access to Medicare Dental Benefits

by Kelsey Waddill

Updated 9/13/21: This article has been updated to reflect that AHIP has taken a stance regarding the potential outcomes if the proposed policy passes. A previous version of the article incorrectly...

How Ambulatory Surgery Centers Lower Payer Outpatient Spending

by Kelsey Waddill

Ambulatory surgery centers can be high value care sites for hospital outpatient services, according to UnitedHealth Group’s recent claims analysis. Ambulatory surgery centers are care sites that...

Private Payers Renew Cost-Sharing For COVID-19 Hospitalizations

by Victoria Bailey

Now that vaccines are readily available to all American adults, private payers have stopped waiving cost-sharing for COVID-19 hospitalizations, according to a Peterson-Kaiser Family Foundation (KFF)...

ACHP: Current Medicare Advantage Benchmark Caps Penalize Seniors

by Kelsey Waddill

The Alliance of Community Health Plans (ACHP) voiced its support for the Quality Payment Relief Act, which the organization argued would correct the use of Medicare Advantage benchmark caps and enable...

Medicaid Expansion Decreased Surgical Catastrophic Spending

by Kelsey Waddill

By increasing the coverage rate, Medicaid expansion may protect patients from surgical catastrophic spending, an article published in Health Affairs found. The researchers used data from the...

How the American Rescue Plan Act Impact NY ACA Enrollee Costs

by Kelsey Waddill

The American Rescue Plan Act (ARPA) successfully lowered costs for some enrollee populations in New York, but it failed to address the family glitch and costs may remain high for some individuals, the...

How Proficiency in Speaking English Impacts Healthcare Spending

by Kelsey Waddill

Whether or not a member can speak English fluently may influence their healthcare spending, a recent Health Affairs study uncovered. From 1999 to 2018, researchers estimated that the number of...

AHIP: Set Lasting Affordable Care Act Subsidies for Low Premiums

by Victoria Bailey

AHIP is urging Congress to extend the American Rescue Plan Act (ARPA) tax credits beyond the current deadline to prevent increased premiums for consumers under the Affordable Care Act (ACA) and to...

Medicare Supplemental Coverage Tied to Fewer Cost-Related Hurdles

by Victoria Bailey

Medicare Advantage beneficiaries experience higher rates of problems related to healthcare spending compared to traditional Medicare beneficiaries who have Medicare supplemental coverage, according to...

51% Emergency Ground Ambulance Rides Result in Surprise Billing

by Kelsey Waddill

Ground ambulance rides, which were excluded from the No Surprises Act, continue to contribute to surprise billing in the US, a Peterson-Kaiser Family Foundation brief found. Experts analyzed 2018...

Two Critical Impacts of 2021 Special Enrollment Period Gains

by Kelsey Waddill

The 2021 special enrollment period gains on the Affordable Care Act (ACA) marketplaces could have downstream impacts on enrollment-related factors such as customer service investments and risk...

Costs Continue to Drop on Federal Health Insurance Marketplace

by Kelsey Waddill

Enrollees are taking advantage of the opportunity to secure lower out-of-pocket healthcare costs on the federal health insurance marketplace during the special enrollment period, a recent CMS report...

BCBSOK, OUHP Settle Dispute, Work Toward Long-Term Contract

by Victoria Bailey

After months of negotiations, Blue Cross and Blue Shield of Oklahoma (BCBSOK) and OU Health Physicians (OUHP) settled their dispute and have agreed upon a contract that will keep the provider...

Expanding Medicare Could Increase Coverage but Raise Premiums

by Victoria Bailey

Expanding access to Medicare could help provide coverage for millions of Americans, but the premiums could increase compared to some individuals’ current subsidized exchange plans, according to...